Zalamea is the country's longest serving retirement and actuarial firm. We help HR, finance, and accounting teams meet their retirement obligations and run the operations around them, on secure, proprietary systems.
From local companies and conglomerates to global Fortune 500 organizations, employers across every industry rely on Zalamea for retirement, actuarial, and HR solutions.
One partner across the full lifecycle of your retirement obligation, from the actuarial math to plan design to the operations that keep it running.
Retirement obligations in the Philippines are governed by accounting standards and law. Here is the plain language version, and where we come in.
If your company has audited financial statements, the SEC requires you to measure and disclose your retirement benefit obligation every year under Philippine Accounting Standard 19. We prepare the valuation and coordinate it with your external auditors.
The Retirement Pay Law mandates minimum retirement benefits for all private sector employees. We design and set up retirement plans that meet or go beyond what RA 7641 requires.
A BIR registered, tax qualified plan lets retiring employees receive their benefits income tax free, as early as age 50, while your contributions become tax deductible for the company.
For individuals: open your own Personal Equity and Retirement Account (PERA) with ezPERA.
Open your account with ezPERA ›Retirement expertise, delivered with discipline, security, and proprietary technology.
Learn more about usNot a side offering. Every team, tool, and process we have is built around retirement and HR, going on 55 years.
SEC and BSP accredited, one of very few firms in the Philippines authorized to administer Personal Equity and Retirement Accounts.
ISO 27001 certified, built to the standard required by global Fortune 500 clients. The same controls protect your data.
Our member portal, payroll platform, and HRIS suite are built in house, for tighter integration and stronger security.
Our member portal, HRIS, and payroll platform are built in house and ISO 27001 certified, so employees get a modern self service experience while you get tighter integration and control.
Timesheets, payslips, leaves, loans, and documents in one clean dashboard. Employees self serve, HR stays in control.
Members track balances, vesting, contributions, and investment growth in real time, with full transparency on every peso.
Explore resources on retirement programs, valuations, administration, and payroll operations, written for HR and finance teams.
Tell us which services you're interested in and we'll take it from there, with a focused conversation on what's most relevant to your organization.
