Actuarial, retirement, and HR solutions for Philippine employers

Zalamea is the country's longest serving retirement and actuarial firm. We help HR, finance, and accounting teams meet their retirement obligations and run the operations around them, on secure, proprietary systems.

Zalamea retirement member portal
SINCE 1966Serving Philippine Employers
5,000+ COMPANIESServed Across Industries
ISO/IEC 27001:2022Certified Security
95% CLIENTSRetained Annually

Trusted by Businesses Across Industries

From local companies and conglomerates to global Fortune 500 organizations, employers across every industry rely on Zalamea for retirement, actuarial, and HR solutions.

Transcom dnata QBE Colgate-Palmolive Citi Apple 3M Unilever Boehringer Ingelheim Dexcom Telus Energy Development Corporation PCSO Alaska Milk Corporation Emirates Louis Vuitton Visa AIA Continental Starbucks ADP B&M Global Services Manila TotalEnergies Optum MSD Goodyear Troo Disney Google L'Oreal GoPro HSBC Western Union Verizon
Retirement, Explained

What Philippine employers
are required to do

Retirement obligations in the Philippines are governed by accounting standards and law. Here is the plain language version, and where we come in.

PAS 19

An annual actuarial valuation

If your company has audited financial statements, you generally need to measure and disclose your retirement benefit obligation every year under Philippine Accounting Standard 19. We prepare the valuation and coordinate it with your external auditors.

RA 7641

Minimum retirement benefits

The Retirement Pay Law sets a minimum retirement benefit for qualified private sector employees. We design and set up retirement plans that meet or go beyond what RA 7641 requires.

RA 4917

Tax free retirement benefits

A BIR registered, tax qualified plan lets retiring employees receive their benefits income tax free, as early as age 50 with at least ten years of service, while your contributions become tax deductible for the company.

For individuals: personal PERA accounts have their own home at ezPERA, our separate site.

Visit ezPERA ›

Why Zalamea

Retirement expertise, delivered with discipline, security, and proprietary technology.

Learn more about us
01.

Retirement is our core

Not a side offering. Every team, tool, and process we have is built around retirement and HR, and has been since 1966.

02.

Accredited PERA Administrator

SEC and BIR accredited and recognized by the BSP, so PERA can sit alongside your company plan and payroll.

03.

Enterprise grade security

ISO/IEC 27001:2022 certified, built to the standard required by global Fortune 500 clients. The same controls protect your data.

04.

Proprietary technology

Our member portal, payroll platform, and HRIS suite are built in house, for tighter integration and stronger security.

Built In House

The technology behind
your retirement and HR

Our member portal, HRIS, and payroll platform are built in house and ISO/IEC 27001:2022 certified, so employees get a modern self service experience while you get tighter integration and control.

See how Zalamea runs hire to retire on one system 1 min Watch on YouTube

Employee Self Service & HRIS

Timesheets, payslips, leaves, loans, and documents in one clean dashboard. Employees self serve, HR stays in control.

  • Timekeeping with biometric integration
  • Online payslips and leave filing
  • Loans, certificates, and documents
Zalamea employee self service portal cycling through the HRIS dashboard, timesheets, and payslips

Retirement Member Portal

Members track balances, vesting, contributions, and investment growth in real time, with full transparency on every peso.

  • Accumulated and vested balances
  • Contribution and gain breakdown
  • Investment options and beneficiaries
Zalamea retirement member portal cycling through the balances dashboard and account activity ledger
Resources and Guides

Articles, webinars, and
practical guides

Explore resources on retirement programs, valuations, administration, and payroll operations, written for HR and finance teams.

Retirement Pay Law explainedWhat RA 7641 means for employers Accounting valuation overviewWhat to expect and how to prepare Payroll operations, made simplerCommon bottlenecks and practical fixes

Request a Proposal

Tell us which services you're interested in and we'll take it from there, with a focused conversation on what's most relevant to your organization.